5 Crucial Questions to Ask When Renting a Property

It is getting harder and harder to get on the property ladder these days, with the average age of a first time buyer now 41, renting fast becoming the new normal with many renting their whole lives.

With a rental property set to be someone’s long term home it is important to understand the process and what to look for when you are searching for your dream home.

Renting a property can be an exciting yet daunting experience, the rental market can be competitive and extensive regulations vary. 

Whether you're a first-time renter or a seasoned tenant, it's essential to ask the right questions before committing to a tenancy agreement.

Here Property expert Julie Ford explains the five crucial questions you should ask to help you navigate the process and ensure you make an informed decision.

What are the upfront costs and what information will you need to provide

With the introduction of the Tenant fees Act 2019, it has been illegal for landlords or letting agents to charge potential tenants fees to prepare and set up a tenancy.

Charges that are still legal and you will probably be aske dot pay are:

Holding deposit – this removes the property from market while you go through the referencing process, a Holding deposit cannot be more than the cost of 1 weeks rent.

Security deposit- this is held by the landlord or agent for the duration of the tenancy and held against any damage the tenant may do to the property or any unpaid rent. The deposit must, by law, be protected in one of the 3 Government deposit protection schemes. The security deposit cannot be more than 5 weeks worth of rent when the annual rent is less than £50,000, for properties with annual rent of £50,000 or more, the security deposit is a max of 6 weeks rent. However, if a properties annual rent is £100,000 or more there is no limit on the amount of deposit that can be requested

First months rent – rent is normally paid in advance so tenants entering a tenancy for the first time will be expected to pay the first months rent up front too

What is the Total Cost of Rent?

It may seem obvious, but knowing the total cost of rent upfront is crucial. In England, rent is typically advertised as a weekly or monthly amount, but this doesn't always include additional expenses such as utility bills, council tax, or service charges for amenities like heating, water, or communal areas. It has been a legal requirement since May 2022 to display the council tax band or rate on property listings, but not all adverts show this. Ask the landlord or letting agent to provide a breakdown of all associated costs to avoid any surprises later on.

What is the Length of the Tenancy Agreement?

Understanding the duration of the tenancy agreement is vital for planning and stability. Tenancy agreements can vary in length, with options ranging from short-term leases of six months to longer-term contracts of one year or more. Some landlords may offer flexibility, while others may prefer more extended commitments. Clarify the duration of the tenancy and any provisions such as break clauses or conditions for renewal or termination before signing on the dotted line.

Are Pets Allowed?

For many renters, pets are beloved members of the family. However, not all rental properties permit animals. Contrary to popular believe, it is not illegal to advertise a property with “No Pets”  Landlords that are open to accepting pets may have restrictions or require additional pet rent, but you cannot be asked to pay an additional security or pet deposit which would be more than the 5 or 6 weeks mentioned above. If you have a furry friend or are considering getting one, be sure to inquire about the landlord's pet policy upfront. It's also a good idea to discuss any specific requirements or expectations regarding pet care and responsibility.

What Maintenance Responsibilities Does the Tenant Have?

While landlords are generally responsible for ensuring the property is safe, habitable, and in good repair, tenants have obligations such as basic upkeep, minor repairs, or reporting any issues promptly. Clarify these responsibilities before moving in to avoid misunderstandings or disputes down the line.

In the event of a maintenance issue or emergency, knowing how to report it and what action will be taken is essential for your safety and comfort. Ask the landlord or letting agent about their procedures for reporting repairs outside of regular office hours, as well as how quickly they typically respond to urgent situations. Clear communication channels and prompt resolution of issues contribute to a positive renting experience.

Renting a property in England can offer flexibility and convenience, but it's essential to ask the right questions and understand your rights and responsibilities as a tenant. By addressing these five key areas before signing a tenancy agreement, you can ensure a smoother transition into your new home and avoid potential pitfalls along the way. Remember, an informed renter is a confident renter.